- With Critical Cover Extra, Pacific Cross offers a product that helps address your fears and anxieties about the future by providing you a lump sum cash benefit for critical illnesses.
- Critical Cover Extra provides a one-time lump sum payment upon the FIRST diagnosis of a covered critical illness
- Critical Cover Extra is renewable until age 60.
- Get financial support for eight major critical illnesses, including cancer, stroke and heart attack
Benefit Highlights
While medical insurance such as our Blue Royale Dollar Plans already provide comprehensive medical
coverage, there are direct and indirect costs that come with getting seriously ill that are not covered
under any standard medical plan. The lump sum is intended not just to help pay for your medical bills,
but also to provide much needed financial assistance to compensate for the loss of income brought about
by your reduced ability to work. The benefit also provides you additional resources so you can make
adjustments to your home or lifestyle as you cope with your illness. Since you can use the lump sum as you
see fit, it can help pay for services or changes you need in order to make your condition more manageable,
such as home care, child care or housekeeping. It can also help bridge the gap created by your income loss,
so you can pay for other important things such as your home mortgage.