Benefit Coverage

• ✔ Covers consultation with:
  • General Practitioner / Family Medicine

What’s Included

• Online medical consultation via HeyPhil App
• Medical advice and assessment
• Electronic prescription, if needed
• Referral for lab tests or specialist consults, if required

Limitations / Exclusions

• Designed for non-emergency medical concerns only.
• Not intended for life-threatening or urgent cases (e.g., severe chest pain, stroke symptoms, major trauma).

For emergency or life-threatening situations, members should proceed immediately to the nearest emergency room.

Available Specializations

• Pediatrics
• Surgery (ENT, Orthopedics, Eye, etc.)
• OB-Gyne
• Urology
• Rehabilitation Medicine

This plan is ideal when you specifically need a specialist’s opinion that can be safely delivered via teleconsultation.

Not Covered

• Emergency cases
• Maternity concerns
• Dental consults
• Psychiatric or mental health consults
• Behavioral or developmental disorders
• Post-surgery complications
• COVID clearance or “fit-to-work” exams

For urgent or life-threatening symptoms, members should proceed directly to an emergency room instead of using teleconsult.

Covered Specializations

• General Physician / Family Medicine

Unli-DigiMed is ideal for ongoing primary care, follow-ups, and non-urgent medical concerns that can be managed through teleconsult.

Not Covered

• Emergency-related cases (e.g., heart attack, stroke, trauma injuries, severe pain, breathing issues, major burns, animal bites)
• Maternity-related cases
• Dental consultations
• Mental health and psychiatric conditions
• Developmental or behavioral disorders
• Skin conditions (dermatology)
• Severe or complex illnesses needing a specialist
• “Fit-to-work” or medical clearance certificates

For symptoms that may be life-threatening or rapidly worsening, members should go directly to the nearest emergency room instead of using Unli-DigiMed.